KermaLabTM

Terms of Service

Effective date: January 1, 2025

Please read these Terms of Service carefully before using the KermaLab website or engaging our services. These terms form a legally binding agreement between you and KermaLab, Inc.

1. Acceptance of Terms

By accessing or using the KermaLab website (kermalab.com) or engaging our services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.

2. Services

KermaLab, Inc. provides technology consulting, software development, and related services across domains including artificial intelligence, financial technology, climate technology, agriculture technology, and Web3/blockchain. Specific services, deliverables, timelines, and fees are governed by separate written agreements (Statements of Work or Service Agreements) executed between KermaLab and each client.

3. Use of the Website

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. You must not: • Use the site to transmit spam, malware, or harmful content • Attempt to gain unauthorized access to any part of our systems • Scrape, crawl, or harvest data from the site without written permission • Impersonate KermaLab or any of its personnel • Use the site in any way that could damage, disable, or impair it

4. Intellectual Property

All content on this website — including text, graphics, logos, icons, images, and software — is the property of KermaLab, Inc. or its licensors and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written consent. Limited copying for personal, non-commercial reference is permitted provided attribution is maintained.

5. Client Work & Deliverables

Intellectual property rights for custom work produced under a client engagement are governed by the applicable Service Agreement. In the absence of a written agreement, all work product remains the exclusive property of KermaLab, Inc. until full payment is received, at which point ownership transfers as agreed in writing.

6. Confidentiality

Information shared with KermaLab in the course of evaluating or conducting a project will be treated as confidential. We will not disclose client information to third parties without consent except as required by law or as necessary to perform the services (e.g., engaging sub-contractors under NDA).

7. Disclaimer of Warranties

This website and its content are provided "as is" without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. KermaLab does not warrant that the site will be uninterrupted, error-free, or free of viruses.

8. Limitation of Liability

To the fullest extent permitted by applicable law, KermaLab, Inc. and its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of, or inability to use, the website or our services — even if advised of the possibility of such damages. Our total liability for any claim arising under these Terms shall not exceed the amount paid by you to KermaLab in the three (3) months preceding the claim.

9. Third-Party Links

Our website may contain links to third-party websites. These are provided for convenience only. KermaLab does not endorse and is not responsible for the content, privacy practices, or accuracy of any third-party sites.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of California, United States, without regard to conflict-of-law principles. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in San Francisco County, California.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Continued use of the website after changes constitutes your acceptance of the updated Terms.

12. Contact Us

If you have questions about these Terms, please contact us at: KermaLab, Inc. Email: contact@kermalab.com